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2022 in Review

Let’s wrap up the year reflecting on the past and looking forward to the future. We saw a blazing hot housing market in the first half of 2022 which propelled home values to all time highs even through the fastest rate increase in modern history. We finally saw some reprieve from bidding wars in the second half and more inventory continues to open up as we head into 2023. The outlook on interest rates appears positive with most experts predicting mortgage rates to decline throughout 2023 and some even hinting at big drops in the spring. There’s a lot of noise about the housing market but a crash seems very unlikely and a slower market will favor buyers next year. Alright this year we finish out the year grateful for all those who have supported us through a wild year in the mortgage world! If you’re looking to buy a home next year, remember – we got you! If you need to refi and pay off Christmas debt, we got you! As a small business, every client matters and we look forward to helping you and your friends in 2023.