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January 14, 2022

New Year, New House Yep, 2021 is in the past and new year means new goals…if one of your goals is to purchase a home, here’s a few points to start preparing: 1. The down payment – For first time homebuyers, the minimum down payment is 3% of the sales price and...

December 24, 2021

Goodbye 2021! As we wrap up 2021, we want to quickly reflect on the past year and look at what to expect in 2022. It goes without saying that 2021 was not normal but let’s put some data behind it. According to CoreLogic’s home price index, the average home in the U.S....

December 10, 2021

The Cost of Borrowing Money Today we’re going to talk about how to quickly look at your cost of borrowing money. The cost of borrowing money is your finance charges or interest that you pay monthly. You can look it up on your mortgage statement each month or for a...

December 3, 2021

Covid-19 and Mortgage Rates The financial markets have been active in December to say the least. The stock market has taken a beating this week but mortgage backed securities have been booming and mortgage rates are falling! So let’s be clear, we do not root for...

November 19, 2021

What Impacts Your Mortgage Rates?   We’re gonna talk about what impact your mortgage rate and how you can take advantage. It’s important to understand that the interest rate that lenders will offer you are based off the amount of risk associated with the loan....